Money Checkup Podcast

Kelly Klingman Money Checkup Podcast

Episode 2: Getting Back to the Investment Basics with Kelly Klingaman


Sometimes to get a good understanding of something, we need to start with the bascis. In today’s episode Kelly Klingaman and I discuss the investment basics to give you a better understanding of what your money can do for you. We will also provide some tools and tips you can use for your next money checkup.

As a Regional Director with Dimensional Fund Advisors, Kelly Klingaman works with advisors from across the US on investment, messaging, and business strategy issues in order to sustain, improve, and grow their practice. She graduated from the University of Texas at Austin’s McCombs School of Business with a degree in

Finance, concentrated in investment management. Kelly has also held the CFP® certification since 2014.

What We Will Cover

  • What does “the market” mean when it comes to investing
  • Getting back to the basics: Stocks vs. Bonds
  • Evaluating the risk profiles of stocks and bonds
  • The differences between a mutual fund and an ETF
  • Fees to be aware of when choosing investments
  • Dimensional Fund Advisors’ (“DFA”) philosophy looking at active v. passive management
  • What goes into “evidence-based” investing
  • Explaining active and passive management through a trip to the grocery store
  • DFA’s focus on research and what it has historically indicated
  • The knowledge of the market explained through a jar of jelly beans
  • The importance of diversifying your investments
  • An explanation of asset allocation and why there’s not a “one-size-fits-all”
  • How often and why you should rebalance your investments
  • The importance of the “buy low, sell high” mindset
  • The silent killer if you’re not investing your money

A Financial Goal in the Works

  • Plan a big family vacation to Europe in 2020

One Piece of Financial Advice

  • When giving gifts, give them 4 things: Something they want, something they need, something to wear and something to read

Getting Connected With Kelly

Click here if you want to read the transcript instead!

Getting Back to the Investment Basics with Kelly Klingaman

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